Mortgage Application

An experienced home loan expert will review your income, credit and financial statements and provide a detailed analysis, including:
  • Complete cash flow analysis based on borrower’s current income, debts and loan amount requested.
  • Out-of-the-box solutions for borrowers who do not meet traditional guidelines or have highly complex personal and business profiles, such as:
  • Foreign National borrowers
  • No Tax Return loans
  • Retirees with little or no income but substantial assets
  • Parents assisting children with first time home purchase
libertyonefunding-mortgage-application
libertyonefunding-pre-approval

Pre-Approval

  • We conduct a thorough review of the borrower’s documentation and match custom solutions based on each individual’s personal needs and  financial profile.
  • Our pre-approval truly means the qualifications for a mortgage have been thoroughly evaluated and the loan is solidly pre-approved.
  • A pre-approval from Liberty One Funding assures real estate agents of a borrower’s seriousness and qualifications to buy a home.

Obtaining A Loan Approval

Once we’ve submitted your loan to the investor, the typical approval turnaround time varies from 1 to 7 business days. During this time, we will continue to anticipate additional lender requirements to close on the transaction.
libertyonefunding-obtaining-a-loan-approval
libertyonefunding-closing-your-loan

Closing Your Loan

Once your loan is approved, Liberty One Funding will work diligently with all parties involved to obtain all outstanding paperwork necessary to close the loan in a timely fashion.